Non-purpose loans

Non-purpose loans Kaba +

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, meaning that the unburdened part of monthly income after the complete settlement of all credit obligations is at least 4,000.00 HRK.

The user of the loan and guarantors must not be older than the age of 75 on the day of the repayment term expiry date.

Non-purpose loans Kaba + HRK

Loan amount: 15.000 – 225.000 HRK
Interest rate:
 5,90%, annual, fixed (repayment to 60 months)
 6,30%, annual, fixed (repayment 61 – 120 months)

Flyer

Non-purpose loans Kaba + HRK with currency clause EUR

Loan amount: 2.000 – 30.000 EUR
Interest rate:
 4,95%, annual, fixed (repayment to 60 months)
 5,50%, annual, fixed (repayment 61 – 120 months)

Flyer

Non-purpose loans Kuna+

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability and regular monthly income in the minimum amount of 2.200,00 HRK.

The user of the loan, co-debtors and guarantors must not be older than the age of 75 on the day of the repayment term expiry date.

Non-purpose loans Kuna +

Loan amount: 15.000 – 225.000 HRK
Interest rate:
6,15%, annual, variable (repayment to 120 months)
6,55%, annual, fixed (repayment to 120 months)

Flyer

Non-purpose loans kabaFin+

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, with working contract for an indefinite period of time; an employee of a company to which Karlovačka banka d.d. enables using the loan under these terms, with the Bank’s client status and the kabaFin+ package.

The user of the loan, co-debtors and guarantors must not be older than the age of 75 on the day of the repayment term expiry date.

Non-purpose loans kabaFin+ HRK

Loan amount: 25.000,00 – 225.000,00 HRK
Interest rate:
6,00%, annual, variable (repayment 48-120 months)
 6,25%, annual, fixed (repayment 48-120 months)

Flyer

Non-purpose loans kabaFin+ HRK with currency clause EUR

Loan amount: 4.000,00 – 30.000,00 EUR
Interest rate:
5,35%, annual, variable (repayment: 36-120 months)
5,45%, annual, fixed (repayment: 36-120 months)

Flyer

Non-purpose loans HRK with currency clause EUR

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability and regular monthly income in the minimum amount of 2.200,00 HRK.

The user of the loan, co-debtors and guarantors must not be older than the age of 75 on the day of the repayment term expiry date.

Non-purpose loans HRK with currency clause EUR

Loan amount: 2.000 – 30.000 EUR
Interest rate:
5,95%, annual, variable (repayment to 120 months)
6,05%, annual, fixed (repayment to 120 months)

Flyer

Mortgage loans

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability and regular monthly income in the minimum amount of 2.200,00 HRK.

The user of the loan, co-debtors and guarantors must not be older than the age of 65 on the day of the repayment term expiry date.

Mortgage loans HRK with currency clause EUR

Loan amount: 15.000 – 150.000 EUR
Interest rate: 5,75%, annual, variable (repayment 60 – 240 months)

Flyer

Mortgage loans HRK

Loan amount: 70.000 – 1.125.000 HRK
Interest rate: 5,90%, annual, variable (repayment 60 – 240 months)

Flyer

Lombard loans

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia, the citizen with a term deposit or for whom the third person will arrange deposit in a Bank to the final repayment of the loan.

Lombard loans HRK

Loan amount: 90% of term deposit
Interest rate: 2,00 percentage point higher than the interest rate on the term deposit, annual, fixed
Repayment: 6 – 84 months

Flyer

Lombard loans HRK with currency clause EUR

Loan amount: 90% of term deposit
Interest rate: 2,50 percentage point higher than the interest rate on the term deposit, annual, fixed
Repayment: 6 – 84 months

Flyer

Loans for retirees

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, with a payment of pensions to the Bank account in the minimum amount of 1.500,00 HRK.

The user of the loan must not be older than the age of 75 on the day of the repayment term expiry date.

Loans for retirees

Loan amount: 6.000 – 50.000 HRK
Interest rate: 7,75%, annual, fixed (repayment 24 – 60 months)

Flyer