Approval conditions:
Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, meaning that the unburdened part of monthly income after the complete settlement of all credit obligations is at least 4,000.00 HRK.
The user of the loan and guarantors must not be older than the age of 75 on the day of the repayment term expiry date.
Loan amount: 15.000 – 225.000 HRK Interest rate: 5,90%, annual, fixed (repayment to 60 months) 6,30%, annual, fixed (repayment 61 – 120 months)
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Loan amount: 2.000 – 30.000 EUR Interest rate: 4,95%, annual, fixed (repayment to 60 months) 5,50%, annual, fixed (repayment 61 – 120 months)
Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability and regular monthly income in the minimum amount of 2.200,00 HRK.
The user of the loan, co-debtors and guarantors must not be older than the age of 75 on the day of the repayment term expiry date.
Loan amount: 15.000 – 225.000 HRK Interest rate: 6,15%, annual, variable (repayment to 120 months) 6,55%, annual, fixed (repayment to 120 months)
Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, with working contract for an indefinite period of time; an employee of a company to which Karlovačka banka d.d. enables using the loan under these terms, with the Bank’s client status and the kabaFin+ package.
Loan amount: 25.000,00 – 225.000,00 HRK Interest rate: 6,00%, annual, variable (repayment 48-120 months) 6,25%, annual, fixed (repayment 48-120 months)
Loan amount: 4.000,00 – 30.000,00 EUR Interest rate: 5,35%, annual, variable (repayment: 36-120 months) 5,45%, annual, fixed (repayment: 36-120 months)
Loan amount: 2.000 – 30.000 EUR Interest rate: 5,95%, annual, variable (repayment to 120 months) 6,05%, annual, fixed (repayment to 120 months)
The user of the loan, co-debtors and guarantors must not be older than the age of 65 on the day of the repayment term expiry date.
Loan amount: 15.000 – 150.000 EUR Interest rate: 5,75%, annual, variable (repayment 60 – 240 months)
Loan amount: 70.000 – 1.125.000 HRK Interest rate: 5,90%, annual, variable (repayment 60 – 240 months)
Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia, the citizen with a term deposit or for whom the third person will arrange deposit in a Bank to the final repayment of the loan.
Loan amount: 90% of term deposit Interest rate: 2,00 percentage point higher than the interest rate on the term deposit, annual, fixed Repayment: 6 – 84 months
Loan amount: 90% of term deposit Interest rate: 2,50 percentage point higher than the interest rate on the term deposit, annual, fixed Repayment: 6 – 84 months
Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, with a payment of pensions to the Bank account in the minimum amount of 1.500,00 HRK.
The user of the loan must not be older than the age of 75 on the day of the repayment term expiry date.
Loan amount: 6.000 – 50.000 HRK Interest rate: 7,75%, annual, fixed (repayment 24 – 60 months)
