Housing loans

Housing loans Kaba+

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, which is determined in a way that it is unburdened part of monthly income after the complete settlement of all credit obligations at least 4,500.00 HRK.

Purpose of Housing loans Kaba +

  • buying a property (house, apartment, houses for rent)
  • buying a property with adaptation
  • purchase and communal land-use planning for residential construction
  • construction, reconstruction and completion of construction
  • adaptation of the real estate
  • early repayment of housing loans
  • financing of down payments

Housing loans Kaba +  HRK

Loan amount: 15.000 – 1.500.000 HRK
Interest rate: from 3,50%, annual, variable

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Housing loans Kaba + HRK with currency clause EUR

Loan amount: 2.000 – 200.000 EUR
Interest rate: from 3,15%, annual, fixed

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Housing loans kabaFin+

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, with working contract for an indefinite period of time, with a regular monthly income in the minimum amount of 2.200,00 HRK; an employee of a company to which Karlovačka banka d.d. enables using the loan under these terms, with the Bank’s client status and the kabaFin+ package.

Purpose of Housing loans kabaFin+

  • buying a property (house, apartment, houses for rent)
  • buying a property with adaptation
  • purchase and communal land-use planning for residential construction
  • construction, reconstruction and completion of construction
  • adaptation of the real estate
  • early repayment of housing loans

Housing loans kabaFin+  HRK

Loan amount: 25.000 – 1.500.000 HRK
Interest rate: from 3,60%, annual, variable

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Housing loans kabaFin+ HRK with currency clause EUR

Loan amount: 3.000 – 200.000 EUR
Interest rate: 3,40% , annual, variable or fixed

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Housing loans

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, with a regular monthly income in the minimum amount of 2.200,00 HRK.

Purpose of Housing loans

  • buying a property (house, apartment, houses for rent)
  • buying a property with adaptation
  • purchase and communal land-use planning for residential construction
  • construction, reconstruction and completion of construction
  • adaptation of the real estate
  • early repayment of housing loans
  • financing of down payments

Housing loans HRK

Loan amount: 15.000 – 1.500.000 HRK
Interest rate: from 3,80%, annual, variable

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Housing loans HRK with currency clause EUR

Loan amount: 2.000 – 200.000 EUR
Interest rate: from 3,75%, annual, variable

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Housing loans with subvention

Currently not available.