Housing loans

Housing loans Kaba+

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, which is determined in a way that it is unburdened part of monthly income after the complete settlement of all credit obligations at least 4,500.00 HRK.

The user of the loan and guarantors must not be older than the age of 65 on the day of the repayment term expiry date.

Purpose of Housing loans Kaba +

  • buying a property (house, apartment, houses for rent)
  • buying a property with adaptation
  • purchase and communal land-use planning for residential construction
  • construction, reconstruction and completion of construction
  • adaptation of the real estate
  • early repayment of housing loans
  • financing of down payments

Housing loans Kaba +  HRK

Loan amount: 15.000 – 1.500.000 HRK
Interest rate: from 3,50%, annual, variable

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Housing loans Kaba + HRK with currency clause EUR

Loan amount: 2.000 – 200.000 EUR
Interest rate: from 3,15%, annual, fixed

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Housing loans kabaFin+

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, with working contract for an indefinite period of time, with a regular monthly income in the minimum amount of 2.200,00 HRK; an employee of a company to which Karlovačka banka d.d. enables using the loan under these terms, with the Bank’s client status and the kabaFin+ package.

The user of the loan and guarantors must not be older than the age of 65 on the day of the repayment term expiry date.

Purpose of Housing loans kabaFin+

  • buying a property (house, apartment, houses for rent)
  • buying a property with adaptation
  • purchase and communal land-use planning for residential construction
  • construction, reconstruction and completion of construction
  • adaptation of the real estate
  • early repayment of housing loans

Housing loans kabaFin+  HRK

Loan amount: 25.000 – 1.500.000 HRK
Interest rate: from 3,60%, annual, variable

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Housing loans kabaFin+ HRK with currency clause EUR

Loan amount: 3.000 – 200.000 EUR
Interest rate: 3,40% , annual, variable or fixed

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Housing loans

Approval conditions:

Citizen of the Republic of Croatia with permanent residence in the Republic of Croatia with credit ability, with a regular monthly income in the minimum amount of 2.200,00 HRK.

The user of the loan, co-debtors and guarantors must not be older than the age of 65 on the day of the repayment term expiry date.

Purpose of Housing loans

  • buying a property (house, apartment, houses for rent)
  • buying a property with adaptation
  • purchase and communal land-use planning for residential construction
  • construction, reconstruction and completion of construction
  • adaptation of the real estate
  • early repayment of housing loans
  • financing of down payments

Housing loans HRK

Loan amount: 15.000 – 1.500.000 HRK
Interest rate: from 3,80%, annual, variable

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Housing loans HRK with currency clause EUR

Loan amount: 2.000 – 200.000 EUR
Interest rate: from 3,75%, annual, variable

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Housing loans with subvention

Currently not available.